VOL. I · BUILT RIGHT.
·
— GENERAL CONTRACTOR —
A · DOLLAR CONVERSION
Request a Demo
Free to start. · Live in 5 minutes.
The Math
A $12,600 bid becomes a $253/mo yes.
Homeowners don’t flinch at $253. They flinch at $12,600. Hearth lets you quote both — right from the truck, right inside your bid.
Median Job
As Low As
Approval
4 of 5
Dealer Fees
$0
Three Reasons
Why Pros
Use Hearth.
SIDE BY SIDE · NO SPIN
Hearth vs GreenSky, side by side
HEARTH
GREENSKY
What you pay
Flat annual subscription
Dealer fee on every financed job (~0.5%–15.75% by plan)
Fee on an $18,000 job
$0
~$1,080 at a typical 6% promo plan
Loan requests up to
$250,000
$100,000
How offers work
18 lenders compete, soft credit pull
Bank-sponsored program, promo plans
Credit flexibility
FICO as low as 550 accepted
Sponsor-bank underwriting box
0% / promo APR selling
Standard-APR offers, no fee cliff
Core strength — funded by your dealer fee
Beyond financing
Quotes, contracts, invoicing, payments, AI receptionist
Financing program
Fee ranges from public GreenSky dealer materials; plans vary. All lending via third-party lenders; rates and terms vary by lender and customer credit. Payment examples illustrative.
Real Talk
Losing the yes?
Your price is too high.
HEARTH CLOSES IT
The Process
Four steps.
No friction.
01
Sign up.
Two minutes. You’re approved to offer financing the same day.
02
Send the quote.
From the truck, the office, or the jobsite. Hearth shows the dollar total AND the monthly payment on every bid.
03
Customer picks a plan.
18 lender partners compete for the deal. 4 out of 5 get approved. FICO as low as 550. No dealer fees, ever.
04
Get paid fast.
Funds drop into your account as soon as the job ships. You keep 100% of the margin. No surprise deductions.