easy, affordable payment Options for your Customers

Save $200 thanks to Innovate Building Solutions!

Serve more Customer, Win more Deals
75% of Homeowner want Financing
Close up to 17% more Estimates*
Why pay 5-15% in Dealer Fees?
Keep 100% of your Profits
Hearth never charges Dealer Fees
Join Today, offer Financing Tomorrow
No Minimum Requirements to join

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Grow your Business with Hearth

23,000+

members selling with Hearth

100%+

Return on your Hearth investment after 1 funded loan

$650M+

Processed loan volume through Hearth

“We sold an additional 15 units last year…It’s quick and easy. You’ve given financing and we’re on to the next job. – Buck, HVAC”

Not every customer has the cash up-front.

27% of households finance their entire improvement project
With Hearth, you get paid now and your customer pays over time
It’s a win-win, every time.

*$248 monthly payment is based on a loan principle of $12,500 over 60 months at an APR of 6.99%.

How Hearth Financing works

Pre-Qualify

Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.

Pick Payment Plan

Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.

For homeowners who qualify, there are 0% introductory APR credit card options available. Terms range from 6–18 months.

Gets funded

Customers apply for their preferred payment option and, if approved, receive funds in as few as 24 hours.

Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Hearth’s lending partners. NMLS ID# 1628533 | NMLS Consumer Access.

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