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Feature | ![]() | Jobber |
---|---|---|
Minimum Business Requirements | No | Yes |
Lending Partners | 17 | 1 |
Credit Limit | $250,000 | $25,000 |
Based on research conducted January 2023
Get all the tools you need to close the sale plus financing options that will help you close bigger jobs.
Best of all, with Hearth, there are no minimum requirements to offer financing.
Hearth contractors can offer financing for a customer’s project up to $250,000.
Also, when contractors sign on to Hearth, they have access to a network of 17 lenders as opposed to other financing companies, which may only offer a single or few options.
This means that contractors can offer financing that meets the needs of their customers and close more deals than ever before.
While our competitor has dealer fees for select FICO scores, when contractors use Hearth they never have to pay per-transaction fees, regardless of their customer’s credit score and history.
Based in Austin, Texas, at Hearth we speak the language of the American contractor and that’s “More jobs.”
Here’s what Chris Traweek of CTT Exteriors in San Antonio, Texas had to say about using Hearth:
“Hearth made an easy button for a contractor like myself, especially a small business to start right out the gate offering financing.”
Chris says “we’re able to give one price right up front and we don’t have to worry about, you know, any kind of financing fees.”
With a network of over 20,000 professionals, Hearth knows what it takes to help you run a successful blue collar business.
To learn more about how Hearth has helped contractors grow their business today, visit our testimonial page and subscribe to The Change Order Podcast.
We have three plan options for contracting businesses of all sizes.
For the solo contractor, our Essentials package is a great fit, but for larger businesses, the Pro and Elite packages may better suit your needs.
Visit the pricing page to learn more about each package.
From our easy-to-use mobile app, contractors are able to access our financing from anywhere.
So if you are in the middle of closing a deal, you can quickly pre-qualify your customer all with a push of a button.
Our app also includes client relationship management capabilities. Just simply upload a spreadsheet in CSV format of your customers.
Pro and Elite users can use our app to send automatic reminders and receive alerts. For financing, you can track your customer’s progress through the pre-qualification form and if they get approved. You can also track estimates, contracts, and invoices.
Pros
Average return on investment
Jobs funded
Average job size increase
Close rate improvement
Based on research conducted September 2022
-William Barnes, Old Oak Renovations
Find the right plan for you with the features you need
For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, marketing tools, or lead capture.
For experienced owners who want the best tools to grow their business, serve their community, and leave a legacy. Includes access for three locations, 10 user profiles, additional options available.
Plus a one-time $99 set up fee for all plans.
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Hearth’s lending partners. NMLS ID# 1628533 | NMLS Consumer Access.
© 2025 Shogun Enterprises Inc. Hearth® is a registered trademark of Shogun Enterprises Inc. All Rights Reserved.
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