easy, affordable payment Options for your Customers

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Grow your Business with Hearth


members selling with Hearth


Return on your Hearth investment after 1 funded loan


Processed loan volume through Hearth

"We sold an additional 15 units last year…It’s quick and easy. You’ve given financing and we’re on to the next job. - Buck, HVAC"

Not every customer has the cash up-front.

*$248 monthly payment is based on a loan principle of $12,500 over 60 months at an APR of 6.99%.

How Hearth Financing works


Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.

Pick Payment Plan

Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.

For homeowners who qualify, there are 0% introductory APR credit card options available. Terms range from 6–18 months.

Gets funded

Customers apply for their preferred payment option and, if approved, receive funds in as few as 24 hours.