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| Feature |  | GreenSky |
|---|---|---|
| Per-loan dealer fees? | None | 3-10%, depending on the plan |
| Sign up process | 2 minutes | Loan app & approval wait-time |
| Minimum qualification | None | Minimum 2-3 years in business |
| FICO scores accepted | 550 - 850 | 600 - 850 |
| Mobile app for contractors | Yes | Yes |
Based on research conducted January 2023
Our software helps you track your clients’ progress through the entire sales process from lead, to payment, to pay out.
Our Quotes, Contracts, and Invoices functions have automated reminders for your customers to let them know it’s time to take action.
And, best of all, each feature uses automation to roll into the next phase of your sales cycle, saving you time and money.
When offering financing for jobs, your customers can rest assured that checking their monthly payment options will not affect their credit score.
A soft pull is used by our lending partners to show customers their estimated payment plans.
Visit the customer financing page to learn more.
Hearth subscriptions are paid annually rather than per job.
Other financing programs offer buy-down programs that penalize success by charging you for every job you close.
With Hearth, you get access to 17 lenders ready to deliver offers to your clients for their projects.
Visit our pricing page age to learn more.
With Hearth, you have access to marketing material tools that help you capture and generate more leads.
You have access to:
You can also customize your quotes, contracts, and invoices with your company colors and logo helping to make your brand messaging seamless and professional.
Pros
Average return on investment
Jobs funded
Average job size increase
Close rate improvement
Based on research conducted September 2022
-William Barnes, Old Oak Renovations
Find the right plan for you with the features you need
For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, marketing tools, or lead capture.
For experienced owners who want the best tools to grow their business, serve their community, and leave a legacy. Includes access for three locations, 10 user profiles, additional options available.
Plus a one-time $99 set up fee for all plans.
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Hearth’s lending partners. NMLS ID# 1628533 | NMLS Consumer Access.
© 2025 Shogun Enterprises Inc. Hearth® is a registered trademark of Shogun Enterprises Inc. All Rights Reserved.
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