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The Best Contractor Financing For Your Home Improvement Customers without the Dealer Fees

  • No costly per project dealer fees
  • No minimum years in business
  • Close 17% more deals
  • Increase average job size by 30%
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Grow your Business with Hearth

20,000+

Pros

13X

Average return on investment

>$500M

Jobs funded

30%

Average job size increase

17%

Close rate improvement

Not every customer has the cash up-front.

  • 27% of households finance their entire improvement project
  • With Hearth, you get paid now and your customer pays over time
  • It’s a win-win, every time.

“Hearth has been a game-changer for me and the company. We send the link to our customers, follow up, and they get funded in 24 to 48 hours. You can’t ask for more.”

Ryan Rodriguez

Semper Fidelis Construction, New Braunfels, TX

Our plans

Essentials

For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, marketing tools, or banking.

Schedule A Demo

$1,499 /year

  • 1 team member
  • Direct-lending financing marketplace with unlimited loans
  • Mobile app
  • Company-branded payment options page
  • Downloadable marketing flyers
  • Learn Center
  • Customer service support
SEE ALL FEATURES

Pro

For businesses that want to capitalize on all of Hearth’s digital tools—financing, quotes, contracts, invoices, payments, banking, and marketing. Comes with five user profiles for your employees.

Schedule A Demo

$1,799 /year

  • 5 team members
  • Direct-lending financing marketplace with unlimited loans
  • Digital invoicing & payment collection
  • Exclusive access to Hearth Banking and Hearth Debit Card
  • Loan payments calculator
  • Available at $199/year
  • Mobile app
  • Company-branded payment options page
  • Downloadable marketing flyers
  • Learn Center
  • Customer service support
  • Financing status tracking
  • QuickBooks integration
  • Promotional web banners for your website
SEE ALL FEATURES

Elite

Includes all of Hearth’s digital tools, ten user profiles, and up to two locations for your employees to use Hearth to win more jobs and get paid faster.

Schedule A Demo

$4,999 /year

  • 10 team members
  • Direct-lending financing marketplace with unlimited loans
  • Digital invoicing & payment collection
  • Exclusive access to Hearth Banking and Hearth Debit Card
  • Loan payments calculator
  • Available at $199/year
  • Includes 2 locations. Additional locations available for $999/year
  • Mobile app
  • Company-branded payment options page
  • Downloadable marketing flyers
  • Learn Center
  • Customer service support
  • Financing status tracking
  • QuickBooks integration
  • Promotional web banners for your website
SEE ALL FEATURES

Plus a one-time $99 set up fee for all plans.

Do you own a franchise or multiple locations? Let's talk!

Call us

Easy, affordable payment options for your customers

  • Serve more customers, win more deals
  • Why pay 5-15% in dealer fees when you can keep 100% of your profits?
  • Join today, offer financing tomorrow. No minimum requirements to join

Get Started Today

Schedule a demo

Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Hearth’s lending partners.  NMLS ID# 1628533 | NMLS Consumer Access.

© 2025 Shogun Enterprises Inc. Hearth® is a registered trademark of Shogun Enterprises Inc. All Rights Reserved.

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