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General Contractors! Offer easy, affordable payment Options for your Customers

  • No costly per project dealer fees
  • No minimum years in business
  • Close 17% more deals with Hearth
  • Increase average job size by 30%

By clicking “Ok” above, you expressly agree and consent to Hearth’s Privacy Policy, Terms of Use, and Terms for Electronic Transactions. You also electronically authorize Hearth to call or text me at the number I provided with information or offers, message and data rates may apply.

Grow your Business with Hearth

23,000+

members selling with Hearth

100%+

Return on your Hearth investment after 1 funded loan

$650M+

Processed loan volume through Hearth

*Based on research conducted in September 2022

Not every customer has the cash up-front.

  • 27% of households finance their entire improvement project
  • With Hearth, you get paid now and your customer pays over time
  • It’s a win-win, every time.

*$248 monthly payment is based on a loan principle of $12,500 over 60 months at an APR of 6.99%.

"We sold an additional 15 units last year…It’s quick and easy. You’ve given financing and we’re on to the next job. - Buck, HVAC"

How Hearth Financing works

Pre-Qualify

Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.

Pick Payment Plan

Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.

For homeowners who qualify, there are 0% introductory APR credit card options available. Terms range from 6–18 months.

Gets funded

Customers apply for their preferred payment option and, if approved, receive funds in as few as 24 hours.

Cost and plans for home improvement pros

Find the right plan for you with the features you need

Essentials

For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, marketing tools, or lead capture.

Schedule A Demo

$1,499 /year

  • 1 team member
  • Direct-lending financing marketplace with unlimited loans
  • Mobile app
  • Company-branded payment options page
  • Downloadable marketing flyers
  • Learn Center
  • Customer service support
  • Add-on: Premium Homeowner Support ($299/yr)
See All Features

Pro

For businesses that want to grow their sales and improve their customer experience with all of Hearth’s tools. Includes five user profiles.
Schedule A Demo

$1,799 /year

  • 5 team members
  • Direct-lending financing marketplace with unlimited loans
  • Digital invoicing & payment collection
  • Lead Capture
  • Loan payments calculator
  • Add 0% introductory APR credit card options for $199/year
  • Mobile app
  • Company-branded payment options page
  • Downloadable marketing flyers
  • Learn Center
  • Customer service support
  • Financing status tracking
  • QuickBooks integration
  • Promotional web banners for your website
  • Add-on: Premium Homeowner Support ($299/yr)
See All Features

Elite

For experienced owners who want the best tools to grow their business, serve their community, and leave a legacy. Includes access for three locations, 10 user profiles, additional options available.

Schedule A Demo

Contact Us

  • 10 team members
  • Direct-lending financing marketplace with unlimited loans
  • Digital invoicing & payment collection
  • Lead capture
  • Loan payments calculator
  • Add 0% introductory APR credit card options for $199/year
  • Includes 3 locations.
  • Mobile app
  • Company-branded payment options page
  • Downloadable marketing flyers
  • Learn Center
  • Customer service support
  • Financing status tracking
  • QuickBooks integration
  • Promotional web banners for your website
  • Add-on: Premium Homeowner Support ($299/yr)
See All Features

Plus a one-time $99 set up fee for all plans.

Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Hearth’s lending partners.  NMLS ID# 1628533 | NMLS Consumer Access.

© 2016–2023 Shogun Enterprises Inc. Hearth® is a registered trademark of Shogun Enterprises Inc. All Rights Reserved.

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