Turn $6,400 Plumbing Jobs Into Affordable Monthly Payments.

Help more homeowners say 'yes' to essential repairs and upgrades, boosting your close rate and revenue.

3,179 Plumbing Loans Funded17 Lender Partners, Zero Dealer FeesFICO Scores as Low as 550 Accepted
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No dealer fees.
3,179
Plumbing loans funded
$6,400
Median job size
$296/mo
Over 24 months
$0
Dealer fees · ever
The Math

A $6,400 bid becomes a $296/mo yes.

Homeowners don't flinch at $296. They flinch at $6,400. Hearth lets you quote both — right from the truck, right inside your bid.

Median Job
$6,400
Over 24 months
$296/mo
Approval
4 of 5
Dealer Fees
$0
Three Reasons

Why Pros
Use Hearth.

№ 01
4/5

Close More Plumbing Jobs

When a homeowner faces a big plumbing bill, the upfront cost can be a deal-breaker. 4 out of 5 customers who apply through Hearth get monthly payment options, making those crucial water heater replacements or sewer line repairs accessible.

Approved · Verified
№ 02
$296/mo

Transform Big Ticket Projects

A $6,400 repipe or whole-home plumbing upgrade can feel overwhelming. Hearth helps you break it down into affordable monthly payments, turning sticker shock into manageable payments and securing the job.

Per Month · Verified

Example at 9.9% APR over 24 months. Rates and terms are set by Hearth lender partners.

№ 03
$0

Protect Your Hard-Earned Margins

Stop losing profit to hidden fees. Hearth connects your customers with 17 lender partners, all with zero dealer fees for you. What you quote for that emergency leak repair or luxury fixture upgrade is what you keep.

Dealer Fees · Verified
No hard credit pulls — that's what scares people. A soft pull is one thing. A hard pull is another.
MICHELLE C., VERIFIED PLUMBING CONTRACTOR
Plumbing Contractor · Hearth Pro
Verified Hearth Pro
We are losing some of them because we can't finance, which is why I'm reaching out to you.
TRENT C., VERIFIED PLUMBING CONTRACTOR
Plumbing Contractor
Real Talk

Letting Upfront Costs Sink Your Sales?

Your price is too high.

We know you're focused on quality work, not chasing payments. Many contractors miss out on larger projects because homeowners can't pay upfront. Hearth makes those essential repairs and upgrades affordable, helping you close more jobs without any dealer fees or wasted time.

Hearth closes it
The Process

Four steps.
No friction.

01

Request a demo.

Takes 2 minutes. A Hearth specialist calls you back, walks you through it and gets you set up to offer financing.

02

Send the quote.

From the truck, the office, or the jobsite. Hearth shows the dollar total and the monthly payment on every bid.

03

Customer picks a plan.

17 lender partners compete for the deal. 4 out of 5 get approved. FICO as low as 550. No dealer fees, ever.

04

Get paid fast.

Funds drop into your account as soon as the job is done. You keep 100% of the margin. No surprise deductions.

Powered by 17 lender partnersLendKeyUpgradeLightStreamProsperBest EggAchieveSoFiMarcusDiscoverUpstartOneMainAvenFigurePagayaCross RiverHappy MoneySplashLendKeyUpgradeLightStreamProsperBest EggAchieveSoFiMarcusDiscoverUpstartOneMainAvenFigurePagayaCross RiverHappy MoneySplashLendKeyUpgradeLightStreamProsperBest EggAchieveSoFiMarcusDiscoverUpstartOneMainAvenFigurePagayaCross RiverHappy MoneySplash$0 dealer fees · ever

Quote it.
Finance it. Done.

Turn your next bid into a signed contract. No dealer fees. Ever. No long-term commitment.

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Built Right. · $0 dealer fees · 14,687 pros · Free to join
Close that $6,400 bid.Takes 2 minutes.
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