Keep Your Hard-Earned Margins. Ditch the Dealer Fees.

Offer flexible financing to every customer without sacrificing a dime of your profit on every job.

18 Lender Partners, Zero Dealer Fees3,179 Plumbing Loans FundedFICO Scores as Low as 550 Accepted

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Quick setup, no obligation.

Keep 100% of Your Profit

When you land a $10,000 water heater replacement or a full repipe, every dollar counts. Other platforms can eat into your profit with hefty fees. Hearth ensures you keep every cent of your hard-earned margin, letting you price competitively and still come out ahead on every plumbing project.

Unlock More Plumbing Projects

Don’t let budget be the reason a customer passes on a critical sewer line repair or a much-needed bathroom remodel. 4 out of 5 customers who apply through Hearth get monthly payment options, meaning more homeowners can say ‘yes’ to your estimates, from emergency fixes to luxury fixture upgrades.

Close Bigger Jobs, Faster

Help homeowners afford those big, unexpected plumbing emergencies or dream upgrades. With a median funded loan of $6,400, customers can get options like $305/month at 0% for 21 months, making major projects like tankless water heater installations or whole-home repipes accessible. Plus, we accept FICO scores as low as 550, broadening your customer base.

Why Plumbing Contractors Choose Hearth

  • 18 Lender Partners, Zero Dealer Fees
  • 3,179 Plumbing Loans Funded
  • FICO Scores as Low as 550 Accepted
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