Turn $12,000 Remodels Into Affordable Monthly Payments. Close More Jobs.

Offer flexible financing that makes dream renovations affordable, so you can win more bids and grow your interior remodeling business.

Median Interior Remodeling Loan: $12,0002,626 Interior Remodeling Loans Funded17 Lender Partners, Zero Dealer Fees
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Quick setup, no upfront costs.
2,626
Interior Remodeling loans funded
$12,000
Median job size
$554/mo
Over 24 months
$0
Dealer fees · ever
The Math

A $12,000 bid becomes a $554/mo yes.

Homeowners don't flinch at $554. They flinch at $12,000. Hearth lets you quote both — right from the truck, right inside your bid.

Median Job
$12,000
Over 24 months
$554/mo
Approval
4 of 5
Dealer Fees
$0
Three Reasons

Why Pros
Use Hearth.

№ 01
4/5

More Homeowners Qualify

Stop losing out on projects because of budget concerns. With Hearth, 4 out of 5 of your interior remodeling clients get monthly payment options, making that kitchen reno or bathroom upgrade feel much more attainable. This means fewer 'sticker shock' moments and more signed contracts for you.

Approved · Verified
№ 02
$554/mo

Make Big Projects Affordable

Turn the cost of a $12,000 flooring installation or basement remodel into affordable monthly payments. When homeowners see a manageable monthly number instead of a large upfront cost, they're more likely to say 'yes' to the upgrades they truly want, right when they want them.

Per Month · Verified

Example at 9.9% APR over 24 months. Rates and terms are set by Hearth lender partners.

№ 03
$0

Keep Your Margins, Stay Flexible

Unlike other platforms, Hearth has zero dealer fees, so you keep every dollar of your hard-earned profit on every job. With 17 lender partners and options for FICO scores as low as 550, you can offer a wide range of financing solutions without cutting into your bottom line.

Dealer Fees · Verified
It'd be way more affordable for them to be like, oh yeah, for 150 bucks. In a heartbeat.
ISAIAS S., VERIFIED INTERIOR REMODELING CONTRACTOR
Interior Remodeling Contractor · Hearth Pro
Verified Hearth Pro
I actually have to talk to my partner about this, but this is a no-brainer.
ALEXIS, VERIFIED HEARTH CUSTOMER
Interior Remodeling Contractor
Real Talk

Worried Homeowners Won't Bite?

Your price is too high.

Many homeowners hesitate to tap into savings for a remodel, or simply don't have the upfront cash for a big project like a basement finish or a full bathroom renovation. Hearth makes it easy for them to say 'yes' by breaking down that large investment into manageable monthly payments, often with promotional 0% APR options. You're not asking them to drain their bank account, you're offering a smart way to pay.

Hearth closes it
The Process

Four steps.
No friction.

01

Request a demo.

Takes 2 minutes. A Hearth specialist calls you back, walks you through it and gets you set up to offer financing.

02

Send the quote.

From the truck, the office, or the jobsite. Hearth shows the dollar total and the monthly payment on every bid.

03

Customer picks a plan.

17 lender partners compete for the deal. 4 out of 5 get approved. FICO as low as 550. No dealer fees, ever.

04

Get paid fast.

Funds drop into your account as soon as the job is done. You keep 100% of the margin. No surprise deductions.

Powered by 17 lender partnersLendKeyUpgradeLightStreamProsperBest EggAchieveSoFiMarcusDiscoverUpstartOneMainAvenFigurePagayaCross RiverHappy MoneySplashLendKeyUpgradeLightStreamProsperBest EggAchieveSoFiMarcusDiscoverUpstartOneMainAvenFigurePagayaCross RiverHappy MoneySplashLendKeyUpgradeLightStreamProsperBest EggAchieveSoFiMarcusDiscoverUpstartOneMainAvenFigurePagayaCross RiverHappy MoneySplash$0 dealer fees · ever

Quote it.
Finance it. Done.

Turn your next bid into a signed contract. No dealer fees. Ever. No long-term commitment.

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Built Right. · $0 dealer fees · 14,687 pros · Free to join
Close that $12,000 bid.Takes 2 minutes.
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