Help more homeowners afford essential HVAC upgrades and close more bids on the spot. Make the math work for everyone. Based on 9,640 funded hvac loans through Hearth.
No commitment. No hidden fees. Just more closed jobs.
Stop losing bids because of upfront costs. With Hearth, 4 out of 5 customers who apply get monthly payment options, even for big-ticket AC replacements or furnace installations. This means fewer missed opportunities and more homeowners getting the comfort they need.
Unlike other platforms, Hearth has zero dealer fees. You offer flexible financing without cutting into your profit on a new heat pump or a full system overhaul. Focus on quality work, not hidden costs that eat into your bottom line.
Don’t turn away customers based on credit. Our 18 lender partners accept FICO scores as low as 550, and customers can see their options in minutes. Equip your techs to offer financing right on the service call, before they even leave the house.