Close Bigger Jobs. Faster.

Turn a $12,000 project into affordable monthly payments. Win more bids, keep your margins.

8,901 General Contractor loans funded17 lender partners, zero dealer feesFICO scores as low as 550 accepted
Request a Demo
Takes 2 minutes.
8,901
General Contractor loans funded
$12,000
Median job size
$554/mo
Over 24 months
$0
Dealer fees · ever
The Math

A $12,000 bid becomes a $554/mo yes.

Homeowners don't flinch at $554. They flinch at $12,000. Hearth lets you quote both — right from the truck, right inside your bid.

Median Job
$12,000
Over 24 months
$554/mo
Approval
4 of 5
Dealer Fees
$0
Three Reasons

Why Pros
Use Hearth.

№ 01
4/5

High Customer Pre-Qualification

Stop losing bids because of sticker shock. 4 out of 5 of your customers get monthly payment options, making it easier for them to say 'yes' to that essential remodel or addition. This means more closed deals and less time chasing leads that go cold.

Approved · Verified
№ 02
$0

Zero Dealer Fees. Period.

Unlike traditional financing options that eat into your profits, Hearth charges zero dealer fees. Keep more of your hard-earned margin on every job, from kitchen renovations to full home builds, without hidden costs eroding your bottom line.

Dealer Fees · Verified
№ 03
17

Flexible Options, Fast Decisions

With 17 lender partners and options for FICO scores as low as 550, your customers get a wide range of choices. They can pre-qualify in minutes, helping them pull the trigger on projects like a new roof or a basement finish without long waits.

Lenders · Verified
I actually have to talk to my partner about this, but this is a no-brainer.
ALEXIS, VERIFIED HEARTH CUSTOMER
General Contractor · Hearth Pro
Verified Hearth Pro
You guys are a bargain in the long run if we do a lot of financing. You guys are minuscule compared to what I'd pay on dealer fees.
JEREMY R., VERIFIED HEARTH CUSTOMER
General Contractor
Real Talk

Losing the yes?

Your price is too high.

We know traditional financing can hit you with hefty dealer fees, sometimes 11% or more, making it impossible to maintain your profit on a big remodel. Hearth is different. We partner with 17 lenders and charge zero dealer fees, so you keep every dollar of your hard-earned margin on every job.

Hearth closes it
The Process

Four steps.
No friction.

01

Request a demo.

Takes 2 minutes. A Hearth specialist calls you back, walks you through it and gets you set up to offer financing.

02

Send the quote.

From the truck, the office, or the jobsite. Hearth shows the dollar total and the monthly payment on every bid.

03

Customer picks a plan.

17 lender partners compete for the deal. 4 out of 5 get approved. FICO as low as 550. No dealer fees, ever.

04

Get paid fast.

Funds drop into your account as soon as the job is done. You keep 100% of the margin. No surprise deductions.

Powered by 17 lender partnersLendKeyUpgradeLightStreamProsperBest EggAchieveSoFiMarcusDiscoverUpstartOneMainAvenFigurePagayaCross RiverHappy MoneySplashLendKeyUpgradeLightStreamProsperBest EggAchieveSoFiMarcusDiscoverUpstartOneMainAvenFigurePagayaCross RiverHappy MoneySplashLendKeyUpgradeLightStreamProsperBest EggAchieveSoFiMarcusDiscoverUpstartOneMainAvenFigurePagayaCross RiverHappy MoneySplash$0 dealer fees · ever

Quote it.
Finance it. Done.

Turn your next bid into a signed contract. No dealer fees. Ever. No long-term commitment.

Request a Demo
Built Right. · $0 dealer fees · 14,687 pros · Free to join
Close that $12,000 bid.Takes 2 minutes.
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