Is $40,000 Walking Out Your Door?

Every week, potential deck and fence projects vanish because customers can’t pay upfront. Financing changes that.

Median Fencing/Decks project financed: $7,600Over 4,676 Fencing/Decks loans fundedMonthly payments as low as $362/month (0% for 21 months)

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Close More Fencing & Deck Jobs

Stop turning away customers who need a new privacy fence or a sturdy deck but don’t have the cash today. 4 out of 5 of your customers who apply get monthly payment options, meaning fewer lost bids and more completed projects. This helps you capture those $7,600 median jobs that might otherwise slip away.

Keep Your Hard-Earned Margins

Unlike other platforms, Hearth has zero dealer fees. That means every dollar from a financed deck build or a major fence installation goes straight into your pocket, not ours. Focus on quality work, not hidden costs eating your profit on materials and labor.

Options for Every Customer

With 18 lender partners, Hearth offers flexible financing for almost any customer, even those with FICO scores as low as 550. This means you can offer solutions for everything from an urgent fence repair to a full backyard deck remodel, ensuring more customers can say “yes” to your bid.

Why Fencing / Decks Contractors Choose Hearth

  • Median Fencing/Decks project financed: $7,600
  • Over 4,676 Fencing/Decks loans funded
  • Monthly payments as low as $362/month (0% for 21 months)
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