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Pros
More Estimated Closed
Jobs Funded
*Based on research conducted in September 2022
*$248 monthly payment is based on a loan principle of $12,500 over 60 months at an APR of 6.99%.
“We sold an additional 15 units last year…It’s quick and easy. You’ve given financing and we’re on to the next job. – Buck, HVAC”
Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.
Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.
For homeowners who qualify, there are 0% introductory APR credit card options available. Terms range from 6–18 months.
Customers apply for their preferred payment option and, if approved, receive funds in as few as 24 hours.
Find the right plan for you with the features you need
For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, marketing tools, or lead capture.
For businesses that want to grow their sales and improve their customer experience with all of Hearth’s tools. Includes five user profiles.
Schedule A Demo
For experienced owners who want the best tools to grow their business, serve their community, and leave a legacy. Includes access for three locations, 10 user profiles, additional options available.
Plus a one-time $99 set up fee for all plans.
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Hearth’s lending partners. NMLS ID# 1628533 | NMLS Consumer Access.
© 2025 Shogun Enterprises Inc. Hearth® is a registered trademark of Shogun Enterprises Inc. All Rights Reserved.
*$248 monthly payment is based on a loan principle of $12,500 over 60 months at an APR of 6.99%.
**Project cost estimates are derived from Hearth’s proprietary data and may not be representative of costs in all regions across the United States. Information regarding emergency savings is sourced from a Bankrate publication.
