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Easy, affordable payment options for your customers

  • Serve more customers, win more deals
  • Why pay 5-15% in dealer fees when you can keep 100% of your profits?
  • Join today, offer financing tomorrow. No minimum requirements to join

Stop letting deals slip through your fingers

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Grow your Business with Hearth

members selling with Hearth
0 +
Return you can see
on your Hearth
investment after 1
funded loan
0 %+
Processed loan
volume through
Hearth
>$ 0 M
Get Started Today

“When we were looking for someone to help us finance people, a lot of people closed their doors…Hearth gave us an opportunity.”

Patrick
Blue Heron Construction

Not every
customer has the
cash up-front.

households finance their entire improvement project

With Hearth, you get paid now and your customer pays over time.

It’s a win-win, every time.

*$247.46 monthly payment is based on a loan principle of $12,500 over 60 months at an APR of 6.99%. Only borrowers with excellent credit will qualify for the lowest APRs.

It's as easy as

Pre-qualify

Customers complete a short online financing request and can get immediately pre-qualified by up to 17 lending partners without affecting their credit score.

Pick payment plan​​

Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.​​

Get funded​

Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.​

Get Started Today

Our plans

Invest in your business with Hearth

Essentials
$1,499
/year
For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, or marketing tools.
  • Direct-lending financing marketplace with unlimited loans
  • Digital invoicing & payment collection
  • Mobile app
  • Company-branded payment options page
  • Downloadable marketing flyers
  • Customer service support
  • Learn Center
Recommended plan
Pro
$1,799
/year
Includes Essentials
For businesses that want to capitalize on all of Hearth’s digital tools—financing, quotes, contracts, invoices, payments, and marketing. Comes with five accounts for your employees.
  • Digital quotes & contracts
  • Loan payments calculator
  • Financing status tracking
  • Automated payment reminders and payment tracking with Hearth Pay
  • QuickBooks integration with Hearth Pay
  • 5 employee accounts (more available for purchase)
  • Promotional web banners for your website
  • Learn Center
  • Dedicated Account Specialist
  • Add 0% intro APR credit card options available at $199/year
Elite
Starting $4,999
/year
Includes Essentials + PRO PLANs
Includes all of Hearth’s digital tools plus 20 accounts for your employees to use Hearth to win more jobs and get paid faster.
  • 10 employee accounts (more available for purchase)
  • Add 0% intro APR credit card options available at $199/year
Features by plan

Find the subscription that makes the most sense for you or your team

Essentials
$1,499
/year
For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, or marketing tools.
‍
Pro
$1,799
/year
Recommended plan
For businesses that want to capitalize on all of Hearth’s digital tools—financing, quotes, contracts, invoices, payments, and marketing. Comes with five accounts for your employees.
Elite
$4,999
/year
Includes all of Hearth’s digital tools plus 10 accounts for your employees to use Hearth to win more jobs and get paid faster.

‍

Hearth user accounts (more available for purchase)

1
5
10
Direct-lending financing marketplace with unlimited loans
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Digital invoicing & payment collection
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Digital quotes & contracts

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Dedicated onboarding specialist

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Add 0% intro APR credit card options available at $199/year

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Loan payments calculator

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Mobile app

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Company-branded payment options page

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Downloadable marketing flyers

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Learn Center

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Customer service support

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Financing status tracking

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Automated payment reminders and payment tracking

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QuickBooks integration

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Promotional web banners for your website

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Do you own a franchise or multiple locations? Let's talk!

Plus a one-time $99 set up fee for all plans.

"She called me the next day, was almost in tears of joys saying she was getting denied left and right by people. I’m so impressed that Hearth got me approved.”
Brandon RossSales Team @ Aireserv of Lewiston
Brandon Ross
“Evaluate the size of the business, what are you doing now? And what do you want to get to? You have to add tools like this to add more customers. It closes the gap”
Tyler OlsonOwner @ Black Wolf Construction LLC
Tyler Olson
“It’s super easy, I don’t have to worry about fees coming out of my checking account all month long, and from the customer’s perspective, they can search and select the right option without us having to be involved.”
Leah NiemanAir Ace Heating & Cooling
Leah Nieman

Ready to give customers more ways to pay?

Get Started Today

Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Hearth’s lending partners.  NMLS ID# 1628533 | NMLS Consumer Access.

© 2025 Shogun Enterprises Inc. Hearth® is a registered trademark of Shogun Enterprises Inc. All Rights Reserved.

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